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Where India Uses UPI: Top Categories Ranked

  • Jul 19
  • 1 min read

In terms of volume, grocery and supermarkets are the most popular destinations to transact using UPI with more than 3 billion transactions in July 2025. View this visual on Instagram.


Title written as “Most Popular Uses of UPI”. An exclusive researched graph showing the latest available volumes of UPI transactions by category and classification types from highest to lowest and volume amount. Listed categories include - Grocery & Supermarkets, Fast Food, Eating Out & Restaurants, Telecom Services, Service Stations, Digital Games, Cigar Shops & Stands, Drug Stores and Pharma, Bakeries and Dairies.

Which is the most popular usage of UPI in India?


While UPI is primarily used by consumers due to its ease and convenience, one question arises. A lot of credit cards offer cash backs and discounts when users purchase items at the grocery store using credit cards. So are consumers being rational in the use of UPI at the grocery store? Maybe the convenience of simply tapping out or purchasing smaller value items makes it easier. What do you think is the reason?


The next few high transacting categories (UPI top uses) are:


  1. Grocery & Supermarkets: 3bn

  2. Fast Food: 1.2bn

  3. Eating Out & Restaurants: 1.15bn

  4. Telecom Services: 872mn

  5. Service Stations: 612mn

  6. Digital Games: 351mn

  7. Cigar Shops & Stands: 322mn

  8. Drug Stores & Pharma: 297mn

  9. Bakeries: 262mn

  10. Dairies: 178mm


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